Costs Calculator

We know it's a crucial element, but we need to do some working out for you. In the meantime, when we do provide a quotation - we give you a full itemised breakdown so that all is very clear and transparent. We don't hide things, or sneak in overpriced elements hidden in jargon. You'd be surprised how many times we see this.

At Verve we offer smart finance solutions for your workspace project. You don’t have to use cash or bank facilities to fund your furniture or fit-out project! Instead of tying up large amounts of capital, a smarter alternative could be to use a lease facility. Leasing is a tax-efficient and cost-effective method of achieving your ideal workspace whilst retaining capital in your business.

The benefits of using lease finance;

1. Increased use of alternative finance The finance landscape is changing; businesses are moving away from traditional methods (bank loans & overdrafts) and increasingly using alternative finance options including leasing.
2. Maximise cash flow - no large upfront payment Cash is the lifeblood of any business. Leasing means no large up-front payments so you keep the cash in your business, preserving liquidity and freeing up valuable working capital for use elsewhere.
3. Fixed payments for accurate budgetingUnlike other methods of finance, payments are fixed for the duration of the lease period making budgeting more accurate and eliminating unexpected variations such as increases in interest rates.
4. Tax advantagesIf you lease your furniture and fit-out project, the repayments are 100% allowable against taxable profit. As the only method of finance offering these tax savings, leasing is the most tax-efficient method of financing a fit-out. For high tax-paying organisations, it can offer significant savings. In some cases, it can even work out cheaper than paying cash!
5. Existing bank credit lines unaffectedLeasing leaves your bank credit lines intact and free for other business development or investment purposes.
6. Spread the payments: Pay for the asset as you use it Spread the cost with regular payments so you pay as you benefit from the asset, not upfront. Terms are available from 2-5 years.
7. Quick decisions Securing a lease facility is far quicker than obtaining a bank loan or overdraft extension. For straightforward proposals, it can even be done in a matter of hours!
8. Get the best solution now! Current budgets will dictate the scope of your project, but with flexible payment options to suit your business, leasing allows you to achieve the specification of your choice so you’re less likely to have to make short-term compromises.​

Contact the team to discuss your options and see how we can help